Welcome to 2017. I’ll bet most of us have abandoned our New Year’s Resolutions already. I want to show how two of our biggest resolutions, saving money and losing weight, are just the same.

First, the solution to saving money and the solution to losing weight are obvious to each and every one of us. There’s no secret here. If you want to save money, spend less and save more. If you want to lose weight, eat less and exercise more. We know the solution; we just don’t do it. That’s why there must be more “resolve” in our resolutions. And we must take action; we can’t just sit there and hope for better results. This is why there is CoolSculpting in New Jersey that will provide you a weight loss services, that you can choose. You get some really good and reliable services that you can choose in order to get rid of your belly fat with just a few sessions.

Common sense, or lack thereof, is a major factor. I can’t save money if I spend more than I make or if I don’t pay off my credit card at the end of the month. I can’t lose weight if I continually double down on sugary desserts. I recently did budget counseling for a young lady who did not have enough to pay the rent. She told me she has 32 pairs of shoes and described herself as a “compulsive buyer.” Common sense needs to kick in for all of us. Simply put, it is “wants” vs. “needs,” and that goes for buying food or buying stuff for the family.

As a Financial Advisor, I tell everyone to track all expenditures so each family knows where the money goes. That way they can control spending and start saving. As a Food Coach, I would say, track your food intake and switch to healthier foods. I track carbs. I read labels until I find something I like that has fewer carbs than what I currently eat. I now eat low carb bread at 6 carbs per slice compared to a small hamburger bun with 30 carbs.

Be careful where you get advice on money and on food matters. Visit a nutritionist, not someone selling a “wonder” product or a “super juice.” You don’t need food supplements if you eat right in the first place. Visit a fee-only financial advisor, not someone selling high price mutual funds on a commission. Find a food buddy or a savings buddy, someone to work with and someone to support you.

There are things you can do to help you both save money and lose weight at the same time. Shop with a list. Plan your meals ahead of time and make them healthy. Don’t have processed food on your list; don’t put sodas on your list. Also, use a list when buying other things. That way you plan what you want to buy before you go shopping. Once you have your list, stick to it. By following your list, you will save money.

Downsize! Use smaller portions, smaller plates, smaller utensils; split entrees at the restaurant; take your lunch to work. Consider how many sweaters or shirts or shoes you really need.